๐Ÿ” Privacy Policy

Your Privacy Matters at Horizon Grove Finance

At Horizon Grove Finance, we value your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, share, and safeguard your data when you access our services online, in-branch, or through our mobile platforms.

1. Information We Collect

๐Ÿงพ Personal Information

We may collect details including but not limited to:

  • Name

  • Email address

  • Phone number

  • Mailing address

  • Government-issued identification

  • Financial account details

This information is typically collected when you open an account, apply for financial services, or contact us.

๐ŸŒ Usage Data

We also collect technical information such as:

  • IP address

  • Browser type and version

  • Device identifiers

  • Pages visited

  • Time and date of access

  • Other usage statistics

This helps us improve our digital experience and protect your account from unauthorized access.

2. How We Use Your Information

Your information may be used for purposes including:

  • Account Management โ€“ To create, manage, and maintain your accounts.

  • Service Improvement โ€“ To enhance our products, services, and online experience.

  • Customer Communication โ€“ To send notifications, newsletters, service updates, or respond to inquiries.

  • Security and Compliance โ€“ To monitor for fraud, protect against misuse, and comply with applicable laws.

3. Disclosure of Information

We do not sell or rent your personal information. We may share your data in the following circumstances:

  • Service Providers โ€“ With trusted third-party vendors who support our operations (e.g., IT, payment processors, or marketing providers).

  • Legal Obligations โ€“ When required by law, regulation, court order, or government request.

  • Business Needs โ€“ If necessary to protect the rights, safety, or property of Horizon Grove Finance, our customers, or others.

All third parties are contractually obligated to handle your data with the same level of care and protection that we do.

4. Data Security

We use industry-standard safeguards including encryption, secure servers, access controls, and firewalls to protect your personal data.

While we take every precaution, no method of transmission or storage is 100% secure. We encourage users to take personal measures such as using strong passwords and enabling two-factor authentication.

5. Your Rights and Choices

You have the right to:

  • Access the personal data we hold about you

  • Update or correct inaccurate information

  • Request deletion of your data (subject to legal and regulatory limits)

  • Withdraw consent for data use

  • Opt out of marketing communications at any time

To exercise these rights, please contact us using the details below.

6. Updates to This Policy

This Privacy Policy may be updated periodically to reflect changes in our practices, services, or legal obligations. Updates will be posted on our website, and the latest version will always include the effective date.

We recommend reviewing this policy regularly to stay informed about how your data is protected.

7. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy, please contact:

Horizon Grove Finance โ€“ Customer Support
๐Ÿ“ง Email: support@hgfbank.com
๐ŸŒ Website: www.hgfbank.com